In the previous two episodes, we have covered the sequence of return risk (which talks about why having a retirement projection is not really a plan), as well as longevity risk (which is the ability to accurately save for the length of the rest of your life). Today we’re talking about the risk of being too conservative, also sometimes referred to as asset allocation risk, and how to allocate your assets in a way that will allow you to have a successful retirement.

Listen in as I explain the importance of diversifying your investments to ensure income flow throughout your retirement, as well as how to protect your investments. You will learn how to optimize your portfolio returns, the benefit of getting into investing when you’re younger, and how to decrease your risk as you head into retirement.

What You’ll Learn In Today’s Episode:

  • What asset allocation risk is.
  • How to ensure a successful retirement.
  • How to keep ahead of inflation.
  • What “offense” and “defense” buckets are and how to use them.
  • How to optimize your portfolio returns.
  • The importance of taking fewer financial risks as you enter retirement.

Ideas Worth Sharing:

“Make sure you’re allocating your assets in a way that will help you be successful in retirement.” – Joe Curry

“We want to have a combination of different types of investments.” – Joe Curry

“The older we get, the less risk we want to take.” – Joe Curry

Resources In Today’s Episode:

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