After a decade of favourable returns, we have seen more and more people turning to DIY investing over the past few years. However, 2022 has been anything but a favourable year for investing. To date, we are seeing significantly negative returns in stocks, bonds, cryptocurrencies and real estate. Unfortunately, many investors fall prey to one or more of the following biases when building their portfolios. Fear, greed and over-confidence.

Great Financial Advisors help clients avoid these biases, building diversified portfolios that follow the science of investing, while helping you tune out the negative news headlines. This type of investment advice can help you avoid the BIG mistake that could potentially set you back years or even decades in the pursuit of your goals. Beyond smart investment decisions, great advisors can help you in many other areas of your financial planning including estate, tax, cash flow, retirement income, risk management and more.

Dimensional Fund Advisors, has been working closely with Financial Advisors for more than three decades and they have compiled a list of attributes they commonly find among the top advisors:

1. Purposeful
2. Empathetic
3. Authentic
4. Intellectually curious
5. Personally inquisitive
6. Good Listener
7. Passionate
8. Entrepreneurial
9. Honest
10. Disciplined

See the full article from Dimensional Fund Advisors here

*Matthews + Associates of ACPI is a trade name of Aligned Capital Partners Inc. (ACPI)* – if applicable ACPI is regulated by the Investment Industry Regulatory Organization of Canada (www.iiroc.ca) and a Member of the Canadian Investor Protection Fund (www.cipf.ca). Joseph Curry is registered to advise in (securities and/or mutual funds) to clients residing in Ontario.

This publication is for informational purposes only and shall not be construed to constitute any form of investment advice. The views expressed are those of the author and may not necessarily be those of ACPI. Opinions expressed are as of the date of this publication and are subject to change without notice and information has been compiled from sources believed to be reliable. This publication has been prepared for general circulation and without regard to the individual financial circumstances and objectives of persons who receive it. You should not act or rely on the information without seeking the advice of the appropriate professional.

Investment products are provided by ACPI and include, but are not limited to, mutual funds, stocks, and bonds. Non-securities related business includes, without limitation, fee-based financial planning services; estate and tax planning; tax return preparation services; advising in or selling any type of insurance product; any type of mortgage service. Accordingly, ACPI is not providing and does not supervise any of the above noted activities and you should not rely on ACPI for any review of any non-securities services provided by Joseph Curry.

Any investment products and services referred to herein are only available to investors in certain jurisdictions where they may be legally offered and to certain investors who are qualified according to the laws of the applicable jurisdiction. The information contained does not constitute an offer or solicitation to buy or sell any product or service. Past performance is not indicative of future performance, future returns are not guaranteed, and a loss of principal may occur. Content may not be reproduced or copied by any means without the prior consent of the author and ACPI.

Disclosure of commissions in mutual funds in accordance with NI 81-102 (15): “Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated”.